The Surge Credit Card is a type of credit card designed for individuals with bad or limited credit history. It offers several features that can help users improve their Credit score and gain access to credit without the need for a security deposit.
Let’s take a look at the Features of the Surge Credit Card.
Surge Credit Card Features
The Surge Credit Card comes with several useful features to help you manage your finances effectively:
Initial Credit Limit ranges from $300 to $1,000
A Surge Mastercard with an initial credit limit that ranges from $300 to $1,000. Use your Surge card at locations everywhere Mastercard is accepted. Shopping, dining, and even travel are all in your future with your new Surge credit card.
Your Surge credit card account can help you rebuild or improve your credit score when you make your payments on time and you keep your balance under your credit limit.
Double Your Credit Limit
When trying to build your credit, getting a credit limit increase is a milestone achievement. With Surge Mastercard, your initial credit limit will double. Simply make the first six monthly minimum payments on time.
Enjoy Peace of Mind With Mastercard Zero Liability Protection
With Mastercard Zero Liability Protection you will not be held responsible for unauthorized charges on your Surge credit card. With zero fraud liability you are only responsible for purchases that you make, so you can shop with confidence and know that your card activity is fully protected.
Whether you’re shopping in a store, traveling abroad, or making online purchases you can rely on Continental Finance to protect your Surge credit card account.
Monthly Reporting to All Three Major Credit Bureaus
The Surge credit card can be used as an effective tool to build credit. Continental Finance accepts people who apply for a Surge credit card with less-than-perfect credit. Continental Finance will report your payments to the three major credit bureaus – TransUnion, Experian, and Equifax.
Free Monthly Credit Score
When you activate a Surge Mastercard, you have to create an account. One of the top features of that account is you get a free monthly credit score when you enroll in e-statements. Every month you can check your score.
If you are building credit for the first time, or repairing credit, you can see the impact actions like making your monthly payments on time have on your credit score each month.
Final Words
The Surge Credit Card is a good option for people who have bad or poor credit. It offers an easy and effective way to rebuild credit, But it has high fees that can cut into your initial credit limit. The card reports payments to all three major credit bureaus, Which can help improve your Credit score.